10 Steps to the No Credit Check Home Process

1. An applicant views the information from your website and submits an application for assistance. HNCC Partner follows up with applicant to educate and answer questions.
2. Our investor group receives application from applicant and analysis fee ($750).
3. Applicant references are verified.
4. Formal approval is issued.
5. Approval certificate is provided.
6. Investor is assigned to the applicant file.
7. Appraisal is ordered and issued in the name of the assigned investor.
8. Investor secures a conventional mortgage loan.
9. Closing is scheduled.
10. At closing, the assigned investor closes on the conventional loan. The applicant closes on option note. The trust is executed. While the assigned investor in fact purchases the property and the property is titled to the investor, the actual home is placed in the intervivos trust with the applicant receiving first option on the trust.