Needed Documantation for a Miami Foreign National Mortgage

When applying for a Miami home loan as a foreign national, you may have to show the following documentation:

1- Work or income verification - If you own your business, you need to have a letter from your accountant that indicates your earnings for the past two years. The letter must be written in the official paper of the accounting firm with an address and telephone number.

2- Proof of assets- A letter from your bank showing the account numbers, when were they opened, the actual balance and the average balance for the last two months. As with the income verification, the information must be submitted in the bank’s official paper with an address and telephone number.

3- Banking reference letter - In addition to the the proof of assets, the bank must send a letter indicating that the applicant is a person known for his good business reputation and that he/she is a good client.

4- A 6 month reserve (principal, interest, taxes and insurance) in an American bank.

5- A copy of passport

If you have any additional questions about how to get a foreign national Miami mortgage please let us know. We are here to help you any way we can.